Godly people need money too

Every now and again, we will all need a little help. There is no shame in that however, not everything is for everybody.
When seeking payday loans both the lender and lendee should make an appropriate match. The lender should not have unreasonable interest rates as God's people have a tendency to repay their debts and should not be penalized with high interest rates.
Also, Christians are not often given to excess and won't borrow money for frivolous matters. Money lending is a serious issue and fairness in lending is important.