It's better to compare bad credit loans instead of jumping at the first one because you are in need. It's better because you still have to pay it back and why pay back a loan at a higher rate than needed?
I like the idea of a site having instructions on credit repair because that is what most people will need after climbing out of debt. Repairing one's credit helps you in the long run because if you need another loan or a credit card you may qualify for a lower rate. The rule is supposed to be the better the credit, the lower the interest rate.
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